How to Create a Wedding Budget That Works

Planning a wedding is exciting, but managing the finances can be overwhelming. Follow these steps to create a budget that helps you stay organized and stress-free.

1. Set Your Priorities

Decide what’s most important to you and your partner. Whether it’s a grand venue or amazing food, knowing what matters most will help you allocate funds wisely.

2. Who’s Paying for What?

Clarify who is contributing to your wedding budget—whether it’s the couple, family, or friends. This helps with tracking expenses and prevents confusion later on.

3. Break Down Your Budget

Divide your budget into categories like venue, catering, photography, and attire. A general guideline is:

• Venue + Catering: 60%

• Photography & Videography: 10%

• Décor & Flowers: 10%

• Entertainment: 8%

• Attire: 7%

• Miscellaneous: 5%

4. Allow for Surprises

Unexpected costs often pop up. Set aside about 5–10% of your budget for emergencies or last-minute changes.

5. Stick to Your Budget

Resist the urge to overspend. Stay focused on your priorities and track all expenses. If you’re tempted to splurge, consider whether it’s essential.

6. Review and Adjust

As you book vendors, check your budget regularly to see if adjustments are needed. Use apps or spreadsheets to keep track and stay on target.